“From the first consultation to the signing of your mortgage, my services & expertise is free. In most circumstances I am also able to get your transfer & appraisal fees covered so all you have to do is give me the required info & wait for me to save you money & help payoff your mortgage as quickly as possible.” – Ricky MacFarlane

A fee is charged only for the most challenging credit solutions, and it’s especially under those circumstances that RAM Mortgages PEI can do for you what your bank cannot.